Rent Residential Real Estate: Apartment Or Room

How can we make a decision about renting residential property (rent a flat or a room in a communal apartment)? Each of us desire to close sooner or later get their own real estate – area, where there is peace and harmony, where all his and friends, where you own boss. Pastoral picture of life in your own room / apartment / house (underline) represent a majority of Russians, whose notorious housing yet to be solved. What are the options? Become homeowners hard, it's not a secret. It's one thing if there is a start of what is an empty property in the area of N, which can be safely sell and invest in purchase of new property and can be house in the village that was transformed into an inheritance from your grandmother, and perhaps wisely saved enough money to invest in real estate under construction or to be participant in the mortgage program. But such opportunities are not at all, the majority of the inhabitants of our vast Russia no choice, the market is dictating its terms. So, you want to live in a separate apartment, a independent adult with his own earnings, but still not able to pay the down payment or get a mortgage? The solution is – to remove a property for rent! Do not rush to give up, weigh the possible pros and cons and take an informed decision. Argument number one: "Why pay money each month to the landlord if I could once again put out each month on your mortgage loan at the bank and live with in their own apartment? ". Andreessen Horowitz does not necessarily agree.

The counterargument: the sum of the monthly payment on the mortgage without a substantial down payment rather strongly than the rent rate for objects with approximately equal performance and extend over many years. In addition, landlord – a man like you, and if necessary, most likely, will meet and show understanding. On the other hand, the banking system implies that the minimum number of concessions. Argument number two: "Rentals real estate (apartments or rooms) – it is certainly excellent, but very expensive, also own homes there is no substitute. " Counterargument: as we have said, the monthly payment amount of leased property is much lower than let's pay the mortgage. Moreover, in recent years many governments have talked about the need to promote the rental of residential real estate as an alternative program for the population real estate and, therefore, need to monitor the condition of rental rates. In the West, for example, about a third of Americans are happily living in rented accommodation and property Acquires just retired. Indeed, to find a country where all citizens – property owners, it is hardly possible. Even in the most developed countries, for many people to rent an apartment – standard. Rental of residential property, whether apartment or room – The best compromise for those who want to start an independent life in a separate apartment, for those who want to live today, for those who are looking to the future without forgetting the present.