Bank Certificate

Bank received a certificate of compliance. Sassoon Family Collection has much to offer in this field. July 29 Sobinbank a solemn presentation of the certificate. The meeting was attended by Chairman of the Board of Sobinbank Hrilev Alexander, CEO InformZaschita Vladimir Gaikovich and other participants in this project. Conduct a successful certification is a joint project Sobinbank and ZAO NPC InformZaschita performed in the period from September 2008 to May 2009. Successful certification of the bank, entering the top-100 largest Russian credit institutions – is at present time a unique event for the Russian banking community. Vladimir Gaikovich General Director InformZaschita presents a certificate of compliance with the PCI DSS in.

1.2 Hrilevu Alexander, Chairman of the Board of Sobinbank. Director of Audit Department of InformZaschita Maxim Emm commented the project: “Given that a significant amount of work the project preparation and subsequent certification has been implemented for only 9 months and included three major phases. In the first phase was carried out pre-audit and to the results of a detailed plan for future joint action. In the second stage specialists Sobinbank with the involvement of InformZaschita spent the complex work necessary to minimize the scope of the standard, network segmentation, protection of resources, implementation of necessary protective measures and processes to ensure information security, as well as developing a set of regulations. In May – June was held just a certification audit, the results of which did not reveal any inconsistencies, and the Bank deservedly received a certificate of PCI DSS Compliance .

According to Vice-President Sobinbank Vladimir Ivanov: “For Bank of the value of the result is to fulfill the requirements of international payment systems and enhancing information security in the processing of payment card data, which undoubtedly contributes to trust and confidence of customers. An important factor in the success of the project was the choice of InformZaschita the role of an outside consultant. ” “The success of the project contributed significantly to the proper planning, Coordinated, teamwork security forces, processing, information technology, as well as the professionalism of the participants “, – said Head of the Department of Safety Sobinbank Andrei Grachev. “In During the project by Bank have been carried out to rebuild the network, optimizing information systems, introduction of new technologies. This is a good school for the Bank’s specialists, who showed great professionalism and teamwork “, – said Head of Department of Information Technology Sobinbank Maxim Ryabochkin. Head of the Department of Technology of the Department of processing Sobinbank Vyacheslav Manukyants said: “Together with InformZaschita we have developed and implemented new processes and technologies that meet the requirements of PCI DSS, information security requirements of the Bank, as well as optimize work on technology to ensure processing. Sobinbank was successfully certified for compliance with PCI DSS – it confirms that applied at the Bank policies and technologies that govern data retention cardholders meet the most stringent requirements of the currently existing in the payment card industry “, – said Head of the Department of Plastic Card processing Sobinbank Alexander Dubovik. According to project manager from Sobinbank, Deputy Chief Information Security Cyril Broad, the major factors for project success should be attributed adopted in 2008, the leadership Bank’s decision to achieve compliance with the standard, continuous support from the leadership of security forces, processing, information technology, and involvement in the works at all stages.

European Service

If you took a loan against car, but in due time, for some reason can not repay a loan against a car, then you can put a price on your vehicle and because we sell it. From this transaction are all in the win. In modern world, such a phenomenon as a loan against the car quite common and in demand. A loan secured by car – it's convenient, and most importantly profitable. Scheme for a loan against the car for the first time the Americans used in the middle the last century. It is thanks to them a loan against the car has become so popular. Further, such service is "a loan against car" has spread to other European countries, and later secured loan car came to Russia.

Such service as a loan secured by car was possible for two reasons. First, a loan against the car has been made possible thanks to a thriving automotive industry, so to get a loan can now be no lay Only real estate, but a car. Second, loan against car was made possible thanks to the improvement of financial systems and operations. However, you can call all the more reason why there was such a service as a loan secured car. Mortgage loan auto is made possible by the progressive development of the economy, as well as a loan against the car was made possible through the prerequisites, which originated in ancient times. In our country service is a loan against the car appeared over a decade ago, but despite such a short time, for many were able to evaluate the merits of such a service as a loan against car.

Protect Yourself

I must say that the defining of the very important issues have not only economists, however, and ordinary citizens is an economic crisis in Russia. The only thing he again spilled formed a sense of the modern world, as something reasonable and that it is possible to calculate. Generally, all the economists huge number of republics decay expected. However, and folk wisdom chapter, Cassandra, the heroine of a forgotten legend and many prophesied, but paid for his vision of the forthcoming expensive price – no one believed her. The same was expecting and predicting the future of Russian analysts. Of course, in practice, to a certain period. These days, when the recession is swing, specifically to the economists ask for recipes cure for this disease.

Among of these professionals – is an economist Khazin, his site on the Internet gives a chance to see not only interested in intelligence the status quo, but with the intelligence of the likely course of events, but also recommendations, and they are very relevant for people who set off on a campaign for an unpredictable area of our business. Folk wisdom states, the ignorance of legislation does not exempt from penalties. These things include, of course, to the field of law. However, ignorance of economic laws is also not exempt from the consequences that inevitably follow the violation of these laws. Such a solution is self-evident: in order not to stumble, to be understood about the presence of the law of attraction. And the move is wise to not break the law.

Modern citizen need a pretty good stock information in the field of economics, even in situations when it is directly independent political activity is not engaged. Thus, even some time ago, almost no one had no idea that a devaluation of the ruble. Without thinking even about the denomination and other concepts. But nowadays, these definitions have been included not only into the everyday life of professionals in the field of economy, moreover, and ordinary citizens. It is known that the money all have to deal with, Volens-nolens. And this kind of destructive changes not be amiss if you really can not anticipate – here without a special financial analysts do not, then at least be able to minimize it.

Industrial Espionage

Theory of espionage has been announced in my articles ufologists from Poland, Yashekom Dombrovski, but unlike his 'space' now (), some experts believe that a black banner has an earthly origin, and most mundane tasks. Colonel Steven ***, CIA, USA: "… we know that the attempt to create a 'black banner' was made by Igor Bock in Novosibirsk, one of the closed physical institutions. We do not have accurate information that it came out 'black banner', perhaps it was simply an attempt to recreate or to explore technologies related to 'BB', but as a result, Bock, Igor and his two assistants were killed … "Alexander, the FSB, Russia:" …

repeated attempts by Western intelligence agencies stage a provocation, including in the information field, to put it mildly short-sighted and dangerous. Their charges to our address in an attempt to create the notorious black banner for spying absurd and ridiculous. Our scientists, as far as I know, were not carried out experiments in this direction … "Here we must recognize that not quite right, both experts. Igor Bock really worked in Novosibirsk closed Institute and is developing in the field of chemical synthesis, but he is alive and well and now teaches in Marseille (France).

But the FSB officer disingenuous to say that no development has taken place. At least conducted experiments on repetition of Technology 'BB', and they really ran the explosion, but not in the Novosibirsk and St. Petersburg Institute. About the dead, to me at least, nothing is known. Views of other experts are not so clearly pronounced political subtext-spy Ariel ***, Mossad, Israel: "… there are other methods and technologies in the exploration, including information that is more effective than a black banner" to gather political Intelligence data. But here as a tool for industrial or economic espionage – it's ideal … "And indeed – most often the appearance of 'BB' was observed in the networks of large insurance and IT-companies, banks and industrial corporations than in private computer users. Which corporations recorded appearance of "BB"? What financial or technological secrets might interest him? Are there ways to protect themselves and why they do not always effective? This is what I'll detail in future articles.

Alexander Orshansky

These scam artists to obtain loans to purchase durable goods, did not want to fly with bulky refrigerators and washing machines, they wanted cash. But the bank transfers the money not to the borrower, and the retailer where the borrower is going to make a purchase. Therefore, with shopkeepers fraudsters agreed as follows: "We solve the bank problem of loan to buy your product, but when the money is forthcoming, we will not buy it, and take away the money. You leave 15% of the transferred sum, if you do not oppose such an operation and, moreover, give us an invoice that that we have already paid for your product the first installment. " Many stores in the Moscow region and Russian regions agreed to perform services for "cashing" credit of 15 percent. Is not always possible to find the fraudsters trusting people (people umneet!), which would agree on the role of "decoy ducks". Therefore, they use a fake (or lost citizens) passports. "Lost citizens' passports are usually purchased from pickpockets, and if the owner suitable age, glued back your picture.

Of course, checking documents, the security service bank can very easily get in touch with the real owner of the passport and thus to expose fraud. However, attackers hope to negligence of bank employees, and very often their calculation is correct. Episode 3 Somebody Oleg P. received loans under a false passport in the name of Alexander the Orsha. In this this time, Alexander Orshansky lived at home, whose address was clearly indicated in the passport, and in his apartment working telephone number, which could be recognized in the background of MGTS.

Anna Samara

In turn, for example, a branch of the bank Uralsib in the city of Samara took another step to meet: here are considered and applications from those families in which one spouse does not work (for example, a young mother). In this case, the wife serves as co-borrower with a zero limit. A real help and the opportunity to become a full or partial early repayment of the loan. It tells Anna Samara, Alfa-Bank's borrowers could it take on the expiration of the moratorium under the credit agreement. For example, if a loan of up to 200 thousand dollars a client is already at the end of 3 months in advance can reduce their outstanding mortgage loan obligation. The main feature of the borrowers up to 35 years is the desire to become a member of the housing program for young families to get grants to write off the square meter after giving birth. As said Anna Samara, often clients look to the bank, being very limited in time, because until the successor is a month and a half. Both husband and wife and there should be a party to the loan agreement and the owners purchased housing. All participants mortgage transaction (lender, insurer, appraiser) as actively working towards achieving the goal of young borrowers – buying an apartment and the issuance of mortgage credit in this period. In turn, Alfa-Bank is a partial prepayment from the account of the happy parents of borrowers and reduces the monthly payment amount commensurate with the repayment.