Month: July 2011

I must say that the defining of the very important issues have not only economists, however, and ordinary citizens is an economic crisis in Russia. The only thing he again spilled formed a sense of the modern world, as something reasonable and that it is possible to calculate. Generally, all the economists huge number of republics decay expected. However, and folk wisdom chapter, Cassandra, the heroine of a forgotten legend and many prophesied, but paid for his vision of the forthcoming expensive price – no one believed her. The same was expecting and predicting the future of Russian analysts. Of course, in practice, to a certain period. These days, when the recession is swing, specifically to the economists ask for recipes cure for this disease.

Among of these professionals – is an economist Khazin, his site on the Internet gives a chance to see not only interested in intelligence the status quo, but with the intelligence of the likely course of events, but also recommendations, and they are very relevant for people who set off on a campaign for an unpredictable area of our business. Folk wisdom states, the ignorance of legislation does not exempt from penalties. These things include, of course, to the field of law. However, ignorance of economic laws is also not exempt from the consequences that inevitably follow the violation of these laws. Such a solution is self-evident: in order not to stumble, to be understood about the presence of the law of attraction. And the move is wise to not break the law.

Modern citizen need a pretty good stock information in the field of economics, even in situations when it is directly independent political activity is not engaged. Thus, even some time ago, almost no one had no idea that a devaluation of the ruble. Without thinking even about the denomination and other concepts. But nowadays, these definitions have been included not only into the everyday life of professionals in the field of economy, moreover, and ordinary citizens. It is known that the money all have to deal with, Volens-nolens. And this kind of destructive changes not be amiss if you really can not anticipate – here without a special financial analysts do not, then at least be able to minimize it.

Theory of espionage has been announced in my articles ufologists from Poland, Yashekom Dombrovski, but unlike his 'space' now (), some experts believe that a black banner has an earthly origin, and most mundane tasks. Colonel Steven ***, CIA, USA: "… we know that the attempt to create a 'black banner' was made by Igor Bock in Novosibirsk, one of the closed physical institutions. We do not have accurate information that it came out 'black banner', perhaps it was simply an attempt to recreate or to explore technologies related to 'BB', but as a result, Bock, Igor and his two assistants were killed … "Alexander, the FSB, Russia:" …

repeated attempts by Western intelligence agencies stage a provocation, including in the information field, to put it mildly short-sighted and dangerous. Their charges to our address in an attempt to create the notorious black banner for spying absurd and ridiculous. Our scientists, as far as I know, were not carried out experiments in this direction … "Here we must recognize that not quite right, both experts. Igor Bock really worked in Novosibirsk closed Institute and is developing in the field of chemical synthesis, but he is alive and well and now teaches in Marseille (France).

But the FSB officer disingenuous to say that no development has taken place. At least conducted experiments on repetition of Technology 'BB', and they really ran the explosion, but not in the Novosibirsk and St. Petersburg Institute. About the dead, to me at least, nothing is known. Views of other experts are not so clearly pronounced political subtext-spy Ariel ***, Mossad, Israel: "… there are other methods and technologies in the exploration, including information that is more effective than a black banner" to gather political Intelligence data. But here as a tool for industrial or economic espionage – it's ideal … "And indeed – most often the appearance of 'BB' was observed in the networks of large insurance and IT-companies, banks and industrial corporations than in private computer users. Which corporations recorded appearance of "BB"? What financial or technological secrets might interest him? Are there ways to protect themselves and why they do not always effective? This is what I'll detail in future articles.

These scam artists to obtain loans to purchase durable goods, did not want to fly with bulky refrigerators and washing machines, they wanted cash. But the bank transfers the money not to the borrower, and the retailer where the borrower is going to make a purchase. Therefore, with shopkeepers fraudsters agreed as follows: "We solve the bank problem of loan to buy your product, but when the money is forthcoming, we will not buy it, and take away the money. You leave 15% of the transferred sum, if you do not oppose such an operation and, moreover, give us an invoice that that we have already paid for your product the first installment. " Many stores in the Moscow region and Russian regions agreed to perform services for "cashing" credit of 15 percent. Is not always possible to find the fraudsters trusting people (people umneet!), which would agree on the role of "decoy ducks". Therefore, they use a fake (or lost citizens) passports. "Lost citizens' passports are usually purchased from pickpockets, and if the owner suitable age, glued back your picture.

Of course, checking documents, the security service bank can very easily get in touch with the real owner of the passport and thus to expose fraud. However, attackers hope to negligence of bank employees, and very often their calculation is correct. Episode 3 Somebody Oleg P. received loans under a false passport in the name of Alexander the Orsha. In this this time, Alexander Orshansky lived at home, whose address was clearly indicated in the passport, and in his apartment working telephone number, which could be recognized in the background of MGTS.

In turn, for example, a branch of the bank Uralsib in the city of Samara took another step to meet: here are considered and applications from those families in which one spouse does not work (for example, a young mother). In this case, the wife serves as co-borrower with a zero limit. A real help and the opportunity to become a full or partial early repayment of the loan. It tells Anna Samara, Alfa-Bank's borrowers could it take on the expiration of the moratorium under the credit agreement. For example, if a loan of up to 200 thousand dollars a client is already at the end of 3 months in advance can reduce their outstanding mortgage loan obligation. The main feature of the borrowers up to 35 years is the desire to become a member of the housing program for young families to get grants to write off the square meter after giving birth. As said Anna Samara, often clients look to the bank, being very limited in time, because until the successor is a month and a half. Both husband and wife and there should be a party to the loan agreement and the owners purchased housing. All participants mortgage transaction (lender, insurer, appraiser) as actively working towards achieving the goal of young borrowers – buying an apartment and the issuance of mortgage credit in this period. In turn, Alfa-Bank is a partial prepayment from the account of the happy parents of borrowers and reduces the monthly payment amount commensurate with the repayment.